Business Checking Accounts

  BusinessBanking1

United Business Checking Account

  • Non interest bearing
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,000 average monthly balance
  • 200 debit transaction items free. $0.30 per additional item per statement cycle
  • Minimum balance to open account – $500
  • Statement processing – last business day of each month
  • Image checks are sent with monthly statement
  • Sweep excess funds to one of our United Platinum Business Money Market accounts
  • Internet Banking and Online Bill Pay available
    
    BusinessBanking3 

United Business Interest Checking Account

Our United Business Interest Checking Account is designed for sole proprietors, non-profit organizations,  and IOLTA accounts.

  • Interest bearing account
  • Interest will be compounded daily and credited monthly
  • Must maintain $500 average daily to earn interest
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,000 average monthly balance
  • 200 debit transaction items free. $0.30 per additional item per statement cycle
  • Minimum balance to open account – $500
  • Statement processing – last business day of each month
  • Image checks are sent with monthly statement
  • Sweep excess funds to one of our United Platinum Business Money Market accounts
  • Internet Banking and Online Bill Pay available
    
   BusinessBanking4  

United Platinum Business Money Market Account

  • Interest bearing account
  • Tiered interest rate structure. Interest will be compounded daily and credited monthly
  • Must maintain $500 average daily to earn interest
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,000 average monthly balance
  • Minimum balance to open account – $500
  • Statement processing – last business day of each month
  • Image checks are sent with monthly statement
  • Transaction limitations apply to this account
  • Internet Banking available
    
    BusinessBanking7

United Platinum Business Plus Money Market Account

  • Interest bearing account
  • Tiered interest rate structure. Interest will be compounded daily and credited monthly
  • Must maintain $500 average daily to earn interest
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,000 average monthly balance
  • Minimum balance to open account – $50,000
  • Statement processing – last business day of each month
  • Image checks are sent with monthly statement
  • Transaction limitations apply to this account
  • Internet Banking available
    
   BusinessBanking2

United Commercial Analysis Checking Account

Our Commercial Analysis account is designed for companies with transaction activity that exceeds  the limitations of most business checking accounts.  This account features the unique benefit of an earnings credit which may be utilized to offset some or all of your monthly service charges.

  • Non interest bearing
  • $10 monthly service charge; service charge can be avoided by maintaining a $1,000 average monthly balance
  • 200 transaction items free (debits and credits combined), $0.30 per additional item per statement cycle
  • Minimum balance to open account – $500
  • Statement processing – last business day of each month
  • Image checks are sent with monthly statement
  • Sweep excess funds to one of our United Platinum Business Money Market accounts
  • Internet Banking and Online Bill Pay available
    

 

*Please consult with a Customer Service Representative for current rates

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

 All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

 The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

 For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.