Certificate of Deposit
We’ve Got A Certificate of Deposit That’s Right For You
Safely and consistently grow your balances with competitive interest rates and flexible terms offered by our diverse selection of Certificates of Deposit accounts.
Request a CD quote from one of our Customer Services Representatives today at 877-832-3525 or contact your local branch.
We are happy to assist in selecting a CD to suit your needs. For as little as $500, you can open your own CD account. With terms from 3 months to 5 years, each is designed with a particular goal in mind.
Short-Term CDs. Short term savings certificates, 3 to 6 months, provide easy access to your money for more immediate goals, such as saving for home repairs or improvements, while still providing an opportunity to earn interest.
Medium-Term CDs. Our 9 to 18 month medium-term CDs offer you higher yields than shorter term CDs to help you obtain longer term goals in your future, such as saving for the down payment on your new car.
Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or greater reward you with the highest yields we have to offer. This CD provides you an opportunity to save for larger goals, such as retirement or for the down payment of your new home, while maximizing your rate of return.
United Midwest Savings Bank deposit accounts are backed by the Federal Deposit Insurance Corporation. FDIC insurance covers depositors’ accounts, including principal and accrued interest, up to the insurance limit. The standard deposit insurance amount is $250,000 per depositor. For more information on calculating insurance coverage, visit the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at www.FDIC.gov/EDIE .