December 21, 2011 – The Federal Deposit Insurance Corporation has received numerous reports of fraudulent emails that have the appearance of being from the FDIC. While there are variations in the “From” and “Subject” lines, the messages notify recipients of “recent changes in the Federal Deposit Insurance Corporation insurance coverage.” A hyperlink is provided (the Web addresses vary widely) to a Web site that supposedly provides “more details of this temporary FDIC coverage for transaction accounts.” This email and link are fraudulent. Recipients should consider the intent of this email as an attempt to collect personal or confidential information, or to load malicious software onto end users’ computers. The alert is available on the FDIC’s website at Consumer Alerts.
November 30, 2011 – The Fall 2011 issue of FDIC Consumer News recognizes that consumers have important decisions to make when it comes to managing money and saving for their future, particularly in a tough economy where every dollar counts. This issue offers simple strategies in three areas: saving for retirement, improving credit scores, and buying vs. renting a home. In addition the issue offers new tips and information related to Internet banking. The issue is available on the FDIC’s website at FDIC Consumer News Fall 2011.
October 26, 2011 – The American Bankers Association is warning customers not to fall victim to a sudden increase in phishing scams that have been reported in states around the country. According to reports, perpetrators are using automated dialers, text messages or emails to misinform consumers that their accounts have been closed due to fraud. Those who respond to these inquiries run the potential risk of having their information used to fraudulently purchase goods and services to obtain credit. The press release is available on the ABA’s website at ABA Warns Consumers of Phishing Scams.
September 7, 2011 – The Summer 2011 issue of FDIC Consumer News features tips on how to prepare financially for a natural disaster, a fire or another tragedy, especially one that requires people to evacuate their homes and not return for days or weeks. Other timely topics in the latest issue include what to know before signing up for person-to-person or “P2P” electronic payment services using a smartphone or mobile computer; how to solve mysteries of old bank accounts; and an update on new standards for mortgage loan professionals. The issue is available on the FDIC’s website at FDIC Consumer News Summer 2011.
August 17, 2011 – The Federal Deposit Insurance Corporation has received numerous reports of a fraudulent email that has the appearance of being from the FDIC. The email appears to be sent from “@fdic.gov” and includes a subject line that states: “FDIC: Your business account.” The email states “We have important information about your financial institution. Please click here to find details.” The email and link are fraudulent. Recipients should consider the intent of these emails as an attempt to collect personal or confidential information, or to load malicious software onto end users’ computers. The alert is available on the FDIC’s website at Consumer Alerts.
July 14, 2011 – The Federal Deposit Insurance Corporation has received numerous reports of fraudulent emails that have the appearance of being from the FDIC. The messages have various subject lines that read: “Update your banking account” or “ACH and Wire transfers disabled,” and “Banking security update.” Recipients should consider the intent of these emails as an attempt to collect personal or confidential information, or to load malicious software onto end users’ computers. The FDIC does not directly contact consumers in this manner nor does the FDIC request personal information from consumers. The alert is available on the FDIC’s website at Consumer Alerts.
May 16, 2011 – The Spring 2011 issue of FDIC Consumer News features tips to help consumers shop for a variety of bank products and services by carefully evaluating their needs, contacting multiple institutions and reading the fine print before making a decision. The advice is entitled “Shop and Save … at the Bank: A Buyer’s Guide to Finding the Right Loan, Credit Card or Deposit Account.” The issue is available on the FDIC’s website at FDIC Consumer News Spring 2011.
March 7, 2011 – The Federal Deposit Insurance Corporation’s Top 10 list was announced today in observance of National Consumer Protection Week 2011. Consumers of all ages are increasingly turning to the Internet for help managing their finances, but knowing where to go online for reliable, practical money tips can be challenging. That’s why the FDIC has compiled a Top 10 list of FDIC online resources for consumers on subjects ranging from deposit insurance to shopping for a bank account and avoiding financial fraud. The list is available on the FDIC’s website at National Consumer Protection Week.
February 24, 2011 – The Winter 2010/2011 issue of FDIC Consumer News features tips for streamlining money management. Other timely topics include strategies for getting a small business loan, a warning about new financial frauds on the Internet, an explanation of the unlimited FDIC insurance coverage for noninterest-bearing transaction accounts, options for boosting college savings, and ideas for positioning personal finances for changing interest rates. The issue is available on the FDIC’s website at FDIC Consumer News Winter 2010/2011.
February 15, 2011 – The Federal Deposit Insurance Corporation has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. This e-mail and its attachment are fraudulent. The FDIC does not issue unsolicited e-mails to consumers. The alert is available on the FDIC’s website at Consumer Alerts.
November 30, 2010 – The Fall 2010 issue of FDIC Consumer News features a quiz on common frauds and their warning signs. Other timely articles discuss FDIC insurance coverage, solutions to mortgage and other debt problems, “credit protection” offers, student loans, ways to save money at tax time, and automated overdraft payment programs. The issue is available on the FDIC’s website at FDIC Consumer News Fall 2010.
